Homes For Sale Portland
Homes For Sale Portland
When it comes to buying homes for sale Portland should be at the top of your list location-wise. This is a bustling city with plenty of charm and sophistication while still managing to stay trendy.
But before you buy any home on the market, whether it is in Portland or another area of Oregon there are some things you should take into consideration.
These considerations should include the following:
What areas of Portland do you want to be closest to?
When buying a home in Portland you should think about where in the city you already spend the most time. Where do you work and play? It is always a good idea to live as close to those areas as you can as it will save you money and time when it comes to transportation each day.
Check your credit
This is something you should actually do as soon as you start even thinking about buying a home. There are many little things that could be wrong with your credit that you don’t even know about.
Oftentimes people forget about a credit card, or they thought they had canceled it when they did not and these things could be hurting your credit score.
Are you pre-approved?
One of the most important first steps to buying a home is getting pre-approved for a mortgage. There are some real estate agents out there that will not even take you on as a client until you have the stamp of approval from the bank.
Your budget
When considering buying homes in different areas of Portland, you are bound to notice that there are some pretty big differences in the cost of houses. You will find some great deals on homes that need some TLC but for the big fancy homes that are already in perfect condition, just like anywhere else you will be paying serious cash for them.
It is always, I repeat, always recommended that you know the ins and outs of your budget before you go looking at houses or condos. Don’t waste your time and energy looking at homes you will not be able to afford, all that will do is make you feel bad and think less of the homes you can afford.
One more thing about your budget, just because you have been approved to spend a certain amount of money does not mean that you should necessarily spend it all. If you can find a home that is lovely and you can do it for less than your approval amount you should not write it off. Why absorb more debt than you need to?
Keep an open mind
This is probably the most important point on this list. When buying homes for sale Portland, or anywhere for that matter, it is vital that you keep an open mind. Be open to looking at places your realtor finds even if they don’t all seem perfect at first blush.
Keep these tips in mind when you are house hunting and you will be that much closer to finding the perfect home for sale in Portland.